Investment Philosophy There are many investment philosophies utilized by investors and investment professionals. Ours is based on the research by some of the nation’s most widely respected academics. Their work has produced 3 Nobel Prizes in Economics over the past 25 years and numerous other recognitions.Our team of experienced professionals use these prudent and well known academic strategies to determine the precise asset allocation that is right for you. Through close relationships with our strategic partners, we strive to provide professional management and effective diversification at lower costs. Instead of chasing performance and taking unnecessary risks, our approach is designed for structured portfolios based on prudent scientific research.We believe keeping fees low is an integral part of growing and preserving a portfolio. By utilizing institutional investments instead of retail investments, investors can help preserve against the deterioration caused by investment fees and trading costs.To learn more about our Structured Investment Philosophy, please click on the following links:Fundamentals of Asset Class InvestingPioneer of Modern FinanceLoring Ward Investment CommitteeHow Many Nobel Prize Winners Does it Take?Investing involves risk including the potential loss of principal. No investment strategy, including diversification, asset allocation and rebalancing, can guarantee a profit or protect against loss.